Lifestyle Creep Can Halve Your Retirement Corpus
Lifestyle creep — the slow, almost invisible rise in spending as incomes grow — is a stealthy enemy of long-term wealth creation in India. It eats into savings, forces higher…
Early Retirement in India: How Better Financial Planning Is Making FIRE a Real Option
Over the past few years, a subtle but powerful shift has begun in how Indians think about retirement. No longer is retirement just an “old-age” concept; for many, especially in…
Fixed Deposits vs Equity Arbitrage Funds vs Income Plus Arbitrage Funds: Which Investment Suits Your Goals?
Investors seeking safe yet rewarding investment avenues often weigh options like Fixed Deposits (FDs) and Equity Arbitrage Funds. However with the changes introduced in the last Union Budget, one should…
Stopping SIPs during market downturns a big mistake!
Systematic Investment Plans (SIPs) have long been advocated as a prudent investment strategy, especially for those aiming to build wealth over time, without the pitfalls of market timing. However, during…
Smart Beta funds might be the smart option to choose
The Indian mutual fund industry has witnessed significant growth in recent years, with assets under management (AUM) crossing ₹66.70 trillion as on 31st Aug 2024. Within this growing industry, a…
Work less and make more as you grow older.
How to work less and make more as you grow older. Intelligent investing & the 80/20 rule. Almost every person on this planet would welcome the idea of working less…
Own Assets, Not Jobs. What I’m teaching my kids about money.
Take risks, own assets and give back, is the message I’m giving my kids It’s been over a year and a bit since I quit my corporate job to pursue…
How to quit your job today and live a rich life!
If you can save 70% of your income, you can retire in 7 years! Hi there, My name is Rohin Pagdiwala and I quit my corporate job to live a…
Opportunity to make 8% plus from safe-haven US Bonds
How to invest in safe haven US Bond Index funds Over the last 12-18 months, economies the world over have been battered because of the Russia-Ukraine war. The resultant oil…
What My Family Should Know
Every year is a new story, a new chapter in our lives. It brings with it an opportunity for us to do something new: turn a new leaf, make new…